Cash Advances Up to $1000

I have horrible credit so I'm pretty sure I cannot qualify...

Even if you have "bumps and bruises" on your credit, you may still be eligible for a cash advance at Empire Capital & Loan.

Advance Loan -  Sherman, TX

Ever feel like your month is longer than your money? We know that feeling too. You don't have to be cash poor. We can help!

Empire Capital & Loan has the perfect solution for someone in need of a Cash Advance Loan. We will simply loan you the money you need until your next payday.


It's that quick and easy! Apply online today for FAST APPROVAL! 




A cash advance is a short-term loan used as an option to help someone with unexpected expenses. They are not intended to be used long-term or for larger purchases like a home or a car.


Cash Advance Loans are a convenient way to allow a customer to obtain the funds they need to keep them moving forward when unexpected expenses arise. 

This is one of our many services that provides an alternative to bouncing checks or paying late fees.

What is a cash advance?

Frequently Asked Questions (FAQs)

How does it work?

  • Fill out an application online for pre-approval or stop by our office and fill out a paper application. 

  • Bring your qualifying documents with you or email them to us at Empire Capital & Loan. 

  • Upon approval, you will receive the funds you need to keep you moving forward.

  • Make payments online or at Empire Capital & Loan Office.

  • Refer friends and receive $25 for each person you send to us!

  • Driver's License or ID Card

  • Social Security Card

  • Most Current Check Stub

  • Most Current Bank Statement

  • Voided Check or Debit Card

  • Online Access to Checking Account

What items do I need to apply?

How much money can I borrow?

Qualifying amounts are based on your current income and the lender's credit standards.  We may not always lend as much money as you would like but the product wouldn’t be beneficial if you could borrow more than you can repay.

Can active military personel apply for a cash advance?

Unfortunately we are unable to offer a product that meets the Military Lending Act’s specifications/requirements for making loans to active members of the Armed Forces

Can I get a short-term loan using my Social Security benefits?

Yes, your loan will be due the same day you receive your next Social Security check. 

Why should I choose to take out a cash advance on my paycheck?

Cash Advance Loans allow you to meet unexpected expenses or provide a short-term cash need between pay periods. Remember, they are not designed to be a long-term solution for managing your finances.

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Empire Capital and Loan adheres to and complies with all state and federal regulations and requirements for credit card transactions. Empire Capital and Loan only services customers in the state of Texas as licensed by law. 

Empire Capital and Loan has a standard fee of $25/$100 borrowed as outlined on the fees and disclosures page. For complete details and all repayment charges checkout the fees and disclosure page.